12/29/2023 0 Comments Jeff gignac reversing alpha blocksWith that backdrop, let me provide more detail on what we've achieved with Block Horizons since our Investor Day in December, followed by additional color on the 2021 tax season. Today, we also announced another increase in our quarterly dividend, our fifth in the past 6 years, further demonstrating the confidence we have in both our financial strength and outlook for continued long-term growth. We increased digitization of the business, advanced how we serve small businesses at Block Advisors and made meaningful progress in building our new mobile banking product. We drove significant growth in DIY revenue and continued strong growth at Wave. We grew clients and achieved our largest overall and the largest Assisted market share gains in over a decade. Our results show that our multiyear efforts to improve client trajectory are gaining traction. I'm proud of what our team has accomplished, including progress on our Block Horizons strategy and a very strong tax season. Today I am excited to share our outstanding results. Good afternoon, everyone, and thanks for joining us. With that, I'll now turn the call over to Jeff. During Q&A, we ask that participants limit themselves to one question with a follow-up, after which they may choose to jump back into the queue. H&R Block undertakes no obligation to publicly update these risk factors or forward-looking statements.Īt the conclusion of our prepared remarks, we'll have a Q&A session. You can learn more about these risks in our Form 10-K and our other SEC filings. As a result, our actual outcomes and results could differ materially. Forward-looking statements involve certain risks, uncertainties and assumptions that are difficult to predict. Such statements are based on current information and management's expectations as of this date and are not guarantees of future performance. We've reconciled the comparable GAAP and non-GAAP figures in the schedules attached to our press release and in today's presentation.īefore we begin our prepared remarks, I'll remind everyone that this call will include forward-looking statements as defined under the securities laws. Some of these figures we'll discuss today are presented on a non-GAAP basis. The presentation will also be posted online after this call. Today's press release is posted on the Investor Relations website at, where you can also access a webcast of today's presentation. On the call today are Jeff Jones, our President and CEO and Tony Bowen, our CFO. Good afternoon, everyone, and thank you for joining us to discuss our fiscal 2021 results. I would now like to hand the conference over to your host, Vice President of Finance, Colby Brown. Please be advised that today’s conference maybe recorded. After the speaker presentation, there will be a question-and-answer session. At this time, all participants are in a listen-only mode. Thank you for standing by, and welcome to H&R Block's Fiscal 2021 Earnings Conference Call. ( NYSE: HRB) Q4 2021 Results Conference Call J4:30 PM ET
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12/29/2023 0 Comments Legion blackfire garage amazonShe first appeared in All-Star Comics #8. Since her debut she has become one of the most popular and recognizable DC Comics characters, along with Batman and Superman. This history has sometimes included a sidekick Wonder Girl and many villains. Peter, and has a lengthy publication history. Wonder Woman was created by William Moulton Marston and Harry G. She has also been a member of the Star Sapphire Corps, the Sinestro Corps, and the Justice League Dark. /rebates/2fpd2fLegion-Supplies-LGNBF03266-Convertible-Horizontal-Deck-Box-Red2f5000760237&252fpd252fLegion-Supplies-LGNBF03266-Convertible-Horizontal-Deck-Box-Red252f500076023726tc3dbing-&idlowes&nameLowe27s&ra1. Wonder Woman is also a founding member of the Justice League of America. In the secret identity she has adopted to become closer to humanity, she is Diana Prince, a government agent for the Department of Metahuman Affairs. Her equipment includes the Lasso of Truth, magic gauntlets, and an invisible jet. Wonder Woman fights crime and acts as a positive role model for women everywhere. Although she was raised entirely by women on the island of Themyscira, she was sent as an ambassador to the Man's World, spreading their idealistic message of strength and love. The daughter of Hippolyta, Diana of Themyscira was given power by the Gods of Olympus to fight against evil in all its forms. Next Dawn, previously known as “New Dawn,” is a fan fiction universe and solicitation game that has been in existence on the CBR boards for approximately ten years! It has gone through several iterations and has survived forum reboots! The way it works is that “plotters” write short solicitations for monthly comic books! Then participants “buy” the books they want to read! The books with the most buys get rewards.Wonder Woman is an Amazon warrior princess and one of the most powerful superheroes in the DC Universe. Sounds fun, right? So let’s do this! Which of this month's solicits interest and excite you? Let us know by posting which books you'd pick up in the virtual Next Dawn Store (this solicitation thread). You can pull as many as you'd like, but also consider your "virtual budget" when making your selections, as sales are used to reward our titles and plotters. Registers are open all month and sales are tallied at the end of the month.Ībsolutely anyone can make purchases right here in this thread - so please do!. It’s free and is basically just saying “I’d read this” or “I like this!” So let us know! Now, this month’s solicitations! ACTION COMICS #1 Next Dawn and Age of Marvels also have an OFFICIAL WIKI! If you want more information on Next Dawn or are interested in plotting yourself, please visit us at the Next Dawn Bullpen Thread. Jimmy Olsen welcomes Lana Lang to his headquarters. Lana Lang is the new CEO of the Olsen Corp. Jimmy is investigating lost Kryptonian technologies from their company. There was a recent theft from the Olsen Corp. All these technology were recovered by Superman many years ago. Can Jimmy stop the mad scientist from unleashing Kaiju on Metropolis and who is pulling the strings behind the scene?Ĭonner Kent, the Superboy, is leading the clone project in the Olsen Corp.Īnd he has used the Enlarging Ray to restore Kandor to normal size.īut all these tech were stolen recently, and there are reports of scientists creating Kaiju with Enlarginf tech in their hands. Lana Lang just walks in to see their new project, another Kryptonian hybrid. Can Conner stop the new project and who just caused this outbreak? But there was an alarm, and the new project escapes from the Cadmus facility. Hank Henshaw, the Cyborg Superman, is now leading the Evil Factory. The replication ray before him is repeatedly cloning one woman. 12/29/2023 0 Comments Live chat credit one bankHowever, they do attempt to get the card holder to pay out of fear of a negative Cr hit They never seem to go so far as to report their “fee“ as a legitimate delinquent debt to any of the big 3 CRAs. It appears that is the same experience that I see. I just randomly stumbled across this and thought I would share. I could’ve been imagining the whole thing.īut I will definitely keep you all posted.Įdit: to expand, I have no actionable damages with regard to credit one bank. I’m usually pretty good at that via journal and anal data retention… But obviously if this small credit line from back in the day can slip through the cracks. Ultimately, regarding the closure of the account I need to make sure I’ve got some documented evidence supporting that I did close it. I need to go back and see if it has been consistently reported every month or not. That being said I’ve always paid off my balances in full (save for occasion) so I guess net net is zero.Īnnual fee: the fee is billed according to the last two years of statements I have downloaded however, it is credited off 1 to 2 months later.Ĭredit bureau: it is currently reported on the three primary (Equifax, Experian, Trans Union). The only reason I open a credit one account was out of absolute ignorance. You are correct, I guess it does help AACL… Although the biggest benefit I have is my American Express accounts which date back to high school (and divorced parents) thanks to backdating Amex used to do for new accounts and precious additional card holders. No promotion of illegal, fraudulent, or nefarious activities No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Official User Flairs Thread - Learn how to customize your user flair 12/29/2023 0 Comments Craft streetIronically, how many times have we seen chef Tom Colicchio just rail on chefs for the same mistake on his show?!? Based on our server’s inquiries, I think he thought it to be under cooked as well. Unfortunately, this was more rare for my liking. I ordered it medium as I often fear most places undercook medium rare. My steak, although one of the best flavored steaks I’ve had in a very long time, was not prepared to my liking. My wife’s tomato salad was beautifully seasoned to just let the exquisite ingredients shine. Unfortunately, we were told the kitchen burnt our potatoes so we got the purée potatoes instead. We ordered a side of the hen of the woods mushrooms and the gratin potatoes. My wife got the heirloom tomato salad and I got the ribeye steak. The hamachi was left to be the star of the dish as the rest of the ingredients so eloquently highlighted it. Then we had a dozen beautifully prepared oysters and the hamachi crudo. We started off our meal with some beautiful baked complimentary bread and an amuse bouche. Our sommelier was wonderful as he learned what wines we typically drink and recommended to us a wine we normally wouldn’t get in our neck of the woods. This is a phenomenal establishment to enjoy each other’s company and eat some absolutely incredibly delicious food.
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Create Black Instagram Highlight Covers Free with Fotor 12/29/2023 0 Comments Shopify zen desk test group for dougThanks to Silicon Valley Bank for being our banner sponsor for Acquired Season 6.We have five honorable mentions that didn’t make our Top Ten list.It is obviously subject to change going forward from both future and past acquisition performance, as well as fluctuating stock prices. This ranking represents a point in time in history, March 2, 2020.If we made an assumption not disclosed by the parent company, we linked to the source of the reported assumption. All underlying assumptions are based on public financial disclosures unless stated otherwise.We recognize this analysis is flawed (cashflow/profit multiples are better, at least for mature companies), but given the opacity of most companies’ business unit reporting, this was the only way to apply a consistent and straightforward approach to each deal. If you have any examples you think we missed ping us on Slack or email at: We used revenue multiples to estimate the current value of the acquired company, multiplying its current estimated revenue by the market cap-to-revenue multiple of the parent company’s stock. We considered all historical acquisitions - not just technology companies - but may have overlooked some in areas that we know less well. Naspers’ investment in Tencent and Softbank/Yahoo’s investment in Alibaba are disqualified for this reason. In order to count for our list, acquisitions must be at least a majority stake in the target company (otherwise it’s just an investment).You can listen to Part I of our Sequoia story, which dives deep into the history and background of the firm, here: .Thank you to Doug and all of the Sequoia team for joining us to make it happen! This episode is an absolute must-listen for anyone in the tech, startup and venture ecosystems today. Doug is incredibly candid and insightful about all that has gone into building the modern Sequoia: from winning Google and missing Facebook, to the enormous (and enormously successful) bet on decentralized expansion in China and India, to the firm’s “proudest moment” at the depth of the dot com bust. Since 1996, Doug has served as Sequoia’s Global Managing Partner, in charge of overseeing the firm’s incredible expansion from a single, $150m early-stage fund focused on Northern California to the multi-billion dollar global powerhouse it is today. Acquired returns with a very special Part II of the Sequoia Capital story, joined by the very best person in the world to help us tell it - Doug Leone. 12/29/2023 0 Comments Office max staplersmedium crown stapler includes a belt hook, air tool oil and adjustment tools, and is backed by freeman's 7-year limited warranty and 90 day wearable parts warranty. 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This staple gun is perfect for various materials, including wood, upholstery, carpet, and wire fencing. 12/29/2023 0 Comments Hbo max subtitles too fastSure I could follow the story (not great, by the way), but where were the captions to tell me exactly what was occurring? Oh subtitles, you’ve spoiled me.Īvenue 5 (HBO) – The brilliant Hugh Laurie is back for season two of a sci-fi comedy I'm still trying to follow. Last week, my wife and I went to a movie theater for the first time in two and a half years to watch Sigourney Weaver and Kevin Kline in New England. Eventually you get used to having the words on your screen and it enhances any viewing experience. TV purists argue “those annoying words” take away from the visual and you're "reading the show." At first, subtitles can be distracting, but that's why the good Lord created the pause and rewind buttons. These lines of text are loaded with accurate information, and here's a tip of the cap to those who enter these words with astonishing accuracy Background music and sounds are clearly identified. If there's off-camera dialogue, you know who said it. Subtitles clarify character names and who is actually saying what. The purpose of captions is clear - to help those who struggle to hear dialogue. I could make out the accents, but definitively knowing what all characters were saying made all the difference in the world. Downton Abbey was my first, and I'm firmly convinced the Crawleys would not have had the same impact without the words below. It's always better hearing the language of origin.Īfter getting used to text on my TV screen, British series were the next adventure. You lose the inflection of some great actors speaking in their native tongues. Don't be one of those people who chooses English voiceovers to avoid text on your screen. My habit started full force while watching foreign TV series and reading translations of dialogue. When I was growing up, I avoided subtitled content like some avoid black and white movies. When I re-watch live on HBO on Sunday night with the captions on, everything becomes clear. On Wednesdays, I'm fortunate enough to get a subtitle-free preview of the latest happenings in Westeros, and I'm lucky to understand half of what's going on. Frankly, I couldn't follow the action without having the dialogue at the bottom of my screen. Subtitles come in quite handy watching House of the Dragon. Or for great foreign shows like Bordertown or Money Heist to follow the action. You might be thinking subtitles are for the elderly or hard of hearing. In fact, I find them essential for TV watching. I wear headphones for work every day and will soon be 55 years old, but my hearing is just fine.ĭo not be concerned. I'm ready to share my secret with the world. Many would be embarrassed admitting to this particular habit. In his column for Primetimer, he shares his thoughts on what's new and good on TV and the shows on his radar for the coming week. Since then, he's written about television everywhere from The New York Times to TV Guide. In the late 1990s, he coined the phrase "Jump the Shark" when he founded the site of the same name. 12/29/2023 0 Comments Unity fbx exporter with texturesvrm format, which isn't natively supported by Unity! If you'd like to import a VRoid Studio model directly for use in VRchat, you may want to look into the community-created VRMtoVRChat converter for. It is an anime-themed character creator intended primarily to create VTuber-style models, but it is very flexible! For some examples of what it can do, check out the VRoid subreddit. You may want to look into VRoid Studio, which is also available on Steam. OK, give me some sliders and the ability to paint things on VRChat Avatar Systems Page - We list several easy-to-use creators on this page. I basically want an RPG character creator, then click upload You can also try using an avatar creator! There are several out there of varying complexity. If you have a tutorial you'd like to suggest, please submit it to our docs via the ' Edit this Page' feature! Step 0.5 - Use an avatar creator! Also has a 10-minute version that gives you a big-picture view of the process. Rainhet's 3D Avatar Class - An older version of Rainhet's tutorial series.Rainhet's Blender 3D Virtual Avatar Tutorial 2022 - Rainhet's tutorial is long-form, and she explains everything thoroughly as she works through it.To get you started, here's a VRChat-centric tutorial one of our community members has created: Even if you don't look as flashy as pre-made models, it is your model, and you can do whatever you'd like with it. If you choose to create your model, we suggest starting with something simple. Creating a rigged character combines all of those skills! Learning how to 3D model is complex, as is learning how to rig and texture. Let's be completely clear: For people who have never modeled in 3D before, this is the beginning of a long journey. You can use any 3D software you like, as long as it supports exporting an FBX with an armature! Blender and Maya are very common choices. Read our documentation (you're doing it!)Īlthough most users choose to find a model instead (see step 1), it is TOTALLY possible to create an avatar model from scratch.If you get stuck, here's where you can get help: Making your first avatar can be challenging. 12/29/2023 0 Comments Pic of grouper fishAs such, if a small female grouper were to change sex before it could control a harem as a male, its fitness would decrease. Groupers often pair spawn, which enables large males to competitively exclude smaller males from reproducing. The largest males often control harems containing three to 15 females. Some species of groupers grow about a kilogram per year and are generally adolescents until they reach three kilograms when they become female. Groupers are mostly monandric protogynous hermaphrodites, i.e., they mature only as females and can change sex after sexual maturity.
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